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1. General Provisions

This Personal Data Processing Policy has been drafted in accordance with the requirements of Federal Law No. 152-FZ "On Personal Data" dated July 27, 2006, and outlines the procedures for processing personal data and measures to ensure the security of personal data of RateEx's administration (hereinafter referred to as the "Operator").

The Operator regards compliance with the human and civil rights and freedoms of individuals, including the protection of the rights to privacy, and personal and family secrets, as its most important goal and condition for carrying out its activities.

This Operator's policy on the processing of personal data (hereinafter referred to as the "Policy") applies to all information that the Operator may obtain from visitors to the website

2. Basic concepts used in the Policy

Automated processing of personal data refers to the processing of personal data using computer technology.

Blocking personal data is the temporary termination of the processing of personal data, except in cases where processing is necessary to clarify personal data.

Website refers to a set of graphic and information materials, as well as computer programs and databases, that ensure their availability on the internet at the network address

An information system of personal data is a set of personal data contained in databases and provides their processing using information technologies and technical means.

Depersonalization of personal data refers to actions that make it impossible to determine, without using additional information, the belonging of personal data to a specific user or another subject of personal data.

Processing of personal data refers to any action or set of actions performed using automation tools or without using such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updаte, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, and destruction of personal data.

Operator refers to a state body, municipal body, legal entity, or individual that organizes and/or processes personal data and determines the purposes of processing personal data, the composition of personal data to be processed, and the actions (operations) performed with personal data.

Personal data refers to any information relating directly or indirectly to a specific or identifiable user of the website

User refers to any visitor to the website

Provision of personal data refers to actions aimed at disclosing personal data to a certain person or a certain circle of persons.

Dissemination of personal data refers to any actions aimed at disclosing personal data to an indefinite circle of persons (transfer of personal data) or at acquainting an unlimited number of persons with the personal data, including the disclosure of personal data in the media, posting on information and telecommunication networks, or providing access to personal data in any other way.

Cross-border transfer of personal data refers to the transfer of personal data to the territory of a foreign state to the authority of a foreign state, to a foreign individual, or foreign legal entity.

Destruction of personal data refers to any actions that result in the irrevocable destruction of personal data, making it impossible to further restore the content of personal data in the personal data information system and/or the destruction of material carriers of personal data.

3. The operator can process the following personal data of the User

Full Name;

Email address;

Phone numbers;

In addition, the site collects and processes anonymized data about visitors (including "coоkie" files) using Internet statistics services (such as Yandex Metrica and Google Analytics). The above data, including both personal and anonymized data, are hereinafter referred to as Personal Data in the text of this Policy.

4. Purposes of personal data processing

The purpose of processing the User's personal data is to inform the User by sending emails and to provide the User with access to services, information, and/or materials contained on the website. Additionally, the Operator has the right to send the User notifications about new products and services, special offers, and various events. The User can always refuse to receive informational messages by sending a letter to the Operator at the email address with the note "Refusal of notifications about new products and services and special offers."

Anonymized User data collected using Internet statistics services, such as Yandex Metrica and Google Analytics, are used to collect information about the actions of Users on the site and to improve the quality of the site and its content.

5. Legal basis for the processing of personal data

The Operator processes the User's personal data only if it is filled out and/or sent by the User independently through special forms located on the website By filling out the appropriate forms and/or sending their personal data to the Operator, the User agrees with this Policy.

The Operator processes anonymized data about the User if it is allowed in the settings of the User's browser, such as the saving of "coоkie" files and the use of javasсript technology.

6. The procedure for collecting, storing, transferring and other types of processing of personal data

The security of personal data processed by the Operator is ensured through the implementation of legal, organizational and technical measures necessary to fully comply with the requirements of the current legislation in the field of personal data protection.

The operator ensures the safety of personal data and takes all possible measures to exclude access to the personal data of unauthorized persons.

The User's personal data will never, under any circumstances, be transferred to third parties, except in cases related to the implementation of the current legislation.

In case of revealing inaccuracies in personal data, the User can updаte them independently by sending a notification to the Operator to the Operator's e-mail address marked "Updating personal data".

The period for processing personal data is unlimited. The user can at any time revoke his consent to the processing of personal data by sending a notification to the Operator via e-mail to the Operator's email address with the note “Revocation of consent to the processing of personal data”.

7. Cross-border transfer of personal data

Before starting the cross-border transfer of personal data, the operator is obliged to make sure that the foreign state, to whose territory it is supposed to transfer personal data, provides reliable protection of the rights of subjects of personal data.

Cross-border transfer of personal data on the territory of foreign states that do not meet the above requirements can be carried out only if the subject of personal data consent in writing to the cross-border transfer of his personal data and / or the execution of an agreement to which the subject of personal data is a party.

8. Final provisions

The user can receive any clarifications on issues of interest regarding the processing of his personal data by contacting the Operator via e-mail

This document will reflect any changes in the personal data processing policy by the Operator. The policy is valid indefinitely until it is replaced by a new version.

The current version of the Policy is freely available on the Internet at